Disclaimers

Legal stuff:

  • The postings and opinions expressed on this blog are solely those of myself (Patrick Daniels) and are in no way affiliated with my employer or any other organization or institution.
  • All of the material on The Pragmatic Planner are mine unless otherwise noted. Please ask my permission before you use any of the content on this site. If not, I’ll have to ask you for compensation. However, you may share hyperlink URLs of articles and use the Social Media sharing tools provided on this site — free of charge.
  • This site does not include personal recommendations or advice. Your financial situation is unique to you. Use this site for education and entertainment only. Contact a qualified professional for help with your personal situation.
  • I (Patrick Daniels) and The Pragmatic Planner are in no way responsible for any decisions you make based on information that you read on this blog. I am simply providing you with my viewpoint of the world. You are an adult, it’s your responsibility to think and act for yourself. If you are a child, please go do child things.
  • Any numbers used on this site (interest rates, investment rates of return, etc.) are for illustrative purposes and do not constitute predictions, forecasts,  or guarantees. Do not interpret them as such. 
  • Any articles, websites, etc. that are linked within this website are simply sources of information and are not necessarily endorsed by the publisher. 
  • I have no intentions of collecting personal information about you — other than your name and e-mail address so I can add you to my mailing list. Any information collected will remain private and will not be shared with any third-parties. 
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